Funding Your Adoption
When you look at the cost of adoption, you may become overwhelmed. Don’t let the cost scare you away from the process. There are many ways to fund your adoption. We want to help you through every step of this process. We have provided some resources to help you gather the support and funds. We also suggest reading "Fund Your Adoption: A Step-By-Step Guide To Adopt Debt-Free" by Jeremy Resmer. This book is a wonderful resource. It's time to get creative.
Adoption Grants & Loans
Life Song for Orphans-Top of Form Bottom of Form Life song offers matching grants up to 4,000 and interest free loans up to 13,000.
JSC Adoption Foundation- JSC partners with families by providing adoption grants as they step out in faith by following the call, allowing children to come home to their forever families!
A Child Waits Foundation- is a non-profit, charitable foundation that makes low cost loans to families adopting internationally. Eligibility to obtain a loan is based on financial need and each case is judged individually. We want to fund families who have exhausted all other resources and who would not be able to continue with an adoption without our help.
First Union Bank's Adoption Loan Program- is available to people living in CT, DE, FL, GA, MD, NC, NJ, NY or VA. U.S. Bank also offers adoption financing. Contact Tom Shelton at (888) 414-0246 or firstname.lastname@example.org.
The Hebrew Free Loan Association- provides interest free loans to Jewish adults wanting to adopt internationally or domestically. A single person, or couple, after demonstrating additional need, may borrow up to $10,000 toward the expenses incurred for the adoption of a child. (Further support may be available in special circumstances.) The repayment schedule for up to $5,000 is over a three year period. The repayment period for $5,001 to$10,000 is over a five year period. They can be reached at (415) 546-9902. Also, check with your own religious organization about adoption financial assistance.
National Adoption Foundation- the country's only national nonprofit organization dedicated to providing financial support, information, and services for adoptive and prospective adoptive families, has recently expanded their programs to include home equity loans, as well as unsecured loans and grants for adoption expenses. There is also a limited grant program. For information, or to request a brochure, call 203-791-3811
God’s Grace Adoption Ministry- Provides adoption grants and no-interest loans to eligible families. For more information, visit the website.
This group awards financial grants to qualified families already in the process of domestic and international adoption.
Gift of Adoption-
Gift of Adoption is a non-profit charitable organization with chapters through the U.S. They provide grants to individuals and couples. Their primary goal in domestic adoptions is to prevent children from going into the foster care system and to keep siblings together. Their primary focus in international adoptions is to keep siblings together, prevent a child from ‘aging out’ of the orphanage system, prevent children with special needs from becoming institutionalized and facilitate placement of a child
Home for Good Foundation-
Offers resources, grants, loans and matching funds, focusing on adoption of older children, children with special needs and sibling groups.
Military Non-Recurring Program- is a one-time subsidy program for full-time military personnel. Adopting couples or singles can receive up to $2000.00 reimbursement on adoption expenses for one child or $5,000.00 for siblings. Eligible personnel should complete DD Form 2675 (Reimbursement For Adoption Expense). The form is available on the link.
See Defense Finances and Accounting Service Instruction 1341
Chance for a Child
A Chance for a Child is a not for profit organization created to provide financial assistance to adoption families or to children waiting to be adopted, both domestically and internationally. They are governed by a caring board of directors whose mission is to award funding necessary to allow as many waiting children as possible, the change for their forever family.
We Care For Orphans Adoption Fund- We Care for Orphans Adoption Fund was started to
help families with the resources needed to make their
adoption a reality.
Both Hands-Both Hands mission is to fulfill James 1:27 by serving orphans, widows, and Christian adoptive families.
The Adoption Tax credit -can really help families with the cost of adoption, even help pay off adoption loans. Click here to read information about the Federal and State Adoption Tax Credit!
Other Fund-Raising Activities for Families