When you look at the cost of adoption, you may become overwhelmed. Don’t let the cost scare you away from the process. There are many ways to fund your adoption. We want to help you through every step of this process. We have provided some resources to help you gather the support and funds. We also suggest reading "Fund Your Adoption: A Step-By-Step Guide To Adopt Debt-Free" by Jeremy Resmer.
Adoption Grants & Loans
Life Song for Orphans
Life song offers matching grants up to $4,000 and interest free loans up to $13,000.
JSC Adoption Foundation
JSC partners with families by providing adoption grants.
A Child Waits Foundation
A non-profit, charitable foundation, this foundation makes low cost loans to families adopting internationally. Eligibility to obtain a loan is based on financial need and each case is judged individually.
First Union Bank's Adoption Loan Program
This program is available to people living in CT, DE, FL, GA, MD, NC, NJ, NY or VA. First Union also offers adoption financing. Contact Tom Shelton at (888) 414-0246 or firstname.lastname@example.org.
The Hebrew Free Loan Association
Providing interest free loans to Jewish adults wanting to adopt internationally or domestically. A single person, or couple, after demonstrating additional need, may borrow up to $10,000 toward the expenses incurred for the adoption of a child. They can be reached at (415) 546-9902.
National Adoption Foundation
The country's only national nonprofit organization dedicated to providing financial support, information, and services for adoptive and prospective adoptive families, this foundation has recently expanded their programs to include home equity loans, as well as unsecured loans and grants for adoption expenses. For information, or to request a brochure, call (203) 791-3811
God’s Grace Adoption Ministry
This ministry provides adoption grants and no-interest loans to eligible families.
This group awards financial grants to qualified families already in the process of domestic and international adoption.
Gift of Adoption
A non-profit charitable organization with chapters across the U.S., Gift of Adoption provides grants to individuals and couples. Their primary goal in domestic adoptions is to prevent children from going into the foster care system and to keep siblings together. Their primary focus in international adoptions is to keep siblings together, prevent a child from ‘aging out’ of the orphanage system, prevent children with special needs from becoming institutionalized, and facilitating the placement of a child.
Home for Good Foundation
Offering resources, grants, loans, and matching funds; focusing on adoption of older children, children with special needs, and sibling groups.
Military Non-Recurring Program
This program is a one-time subsidy program for full-time military personnel. Adopting couples or singles can receive up to $2,000 reimbursement on adoption expenses for one child or $5,000 for siblings. Eligible personnel should complete DD Form 2675 (Reimbursement For Adoption Expense). See Defense Finances and Accounting Service Instruction 1341.
A Chance for a Child
A Chance for a Child is a not-for-profit organization created to provide financial assistance to adoptive families or to children waiting to be adopted, both domestically and internationally.
We Care For Orphans Adoption Fund
This fund was started to help families with the resources needed to make their adoption a reality.
Both Hands' mission is to fulfill James 1:27 by serving orphans, widows, and Christian adoptive families.
The Adoption Tax Credit
This tax credit can help families with the cost of adoption and even help to pay off adoption loans.
Fundraising Ideas for Adoptive Families